本文建構一個包含銀行與貨幣的內生成長模型，在考慮銀行部門與商品市場不完全競爭的情況下，探討財政與貨幣政策、銀行效率及商品市場不完全競爭程度對於經濟成長與通貨膨脹的影響。本文發現(1)政府調降利息所得稅；(2)貨幣供給增加率與法定準備率的降低；(3)銀行效率的提升；(4)愈競爭的商品市場，將降低通貨膨脹率，而有利於經濟成長。然而，資本稅與消費稅的上升，對於通貨膨脹率與經濟成長率均無影響。此外，隨著商品市場競爭程度的增加，將會加強財政與貨幣政策以及銀行效率對於經濟成長的影響效果。

This paper develops an endogenous growth model of money and banking with imperfect competition in good markets to analyze the effects of banking efficacy and fiscal policies on inflation and economic growth. Our main finding is that a decrease in the interest incomes tax, a lower money growth rate, a decline in reserve requirement ratio, an enhancement of banking efficacy, and more competitive good markets will reduce the inflation, but raise the economic growth rate. However, the changes in capital incomes tax and consumptions tax have no effects on economic growth and inflation. Moreover, we also find that the effectiveness of fiscal and monetary policies is magnified in a more competitive good market.

目錄
第一章  前言	1
1.1 研究動機與目的	1
1.2 文章架構	4
第二章  模型架構	5
2.1 廠商部門	5
2.2 銀行部門	8
2.3 家計部門	11
2.4 政府部門	13
2.5 競爭均衡	14
第三章 政策效果分析	16
3.1 財政政策效果分析	19
3.2 貨幣政策效果分析	21
3.3 銀行效率效果分析	22
3.4 商品市場不完全競爭程度對於政策效果的影響	23
第四章  結論	27
參考文獻	28

圖目錄
圖表1競爭程度與法定準備率的政策效果	26
圖表2競爭程度與銀行效率的政策效果	26
圖表3競爭程度與利息所得稅的政策效果	26

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